"Yes, we love peace, but we are not willing to take wounds for it, as we are for war."John Andrew Holmes
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Dresses Are The Newest It Thing
Haven’t worn a dress in a while and you need one for Friday night’s dinner date? Don’t stress, with a little help and a plan, you can find that perfect dress for Friday night. Here’s how: Find out where you’ll be going. Is it formal, semi-formal, casual, ...
The Wedding Planning Timeline
The first thing that needs to be considered when planning the ultimate wedding is how much time you will give yourself for the planning. In essence; this means what day that you will set the date of the wedding. This may sound like a trivial matter, ...
Vintage Costume Jewelry: Yesterday's Fashion Today
Jewelry, whether fine or costume, has been a part of human culture since the earliest times. People wear jewelry to satisfy their vanity, to indulge their love for beautiful things, and to look good to others. Vintage costume jewelry fulfills all these ...
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1. Save up to 50% per month on convenience cleaner cloths by cutting them into half, i.e. dryer softener cloths, face cleanser cloths, etc.
Savings: $5 per month
2. Find more thoughtful gifts and buy when the item is on sale, shop for birthdays and holidays throughout the year not at the time of the events.
Savings: $10 per month
3. Bring your lunch to work once a week instead of eating out.
Savings: $7 x 4 weeks = $28 per month
4. Don’t go to the coffee shop on the weekends.
Savings: 2 visits @ $2 = $4 per week x 4 weeks = $16 per month
5. If you carry a balance on your credit card, and you’re only able to afford paying the minimum monthly amount, pay weekly installments instead of one monthly payment. For example, if you owe $100 per month, pay $25 per week. Because credit card companies accrue interest daily on your balance, paying only once a month is a huge detriment to your fiscal health.
Savings: $10 - $100 per month (or more!)
6. Instead of a family night out, consider having an old fashion picnic together or a bike ride. Curbing entertainment costs doesn’t mean curbing the fun.
Savings: $25+ per month
7. Spend a day cooking meals that can be frozen for later use for your family. Once a Month Cooking, a book by Mary Beth Lagerborg and Mimi Wilson, features grocery lists and recipes to prepare and freeze a month’s worth of food for you and your family. Not only are you able to purchase the food in bulk, this method prevents having to throw away any spoiled food.
Savings: $50+ per
month
8. If you are a regular monthly book buyer, stop the habit and visit your library instead! If you insist on buying books, buy it used at your local store or online at merchants such as www.half.com or www.amazon.com. Even a better idea, how about selling the books you have that you don’t need!
Savings: $5 - 15 per month
9. Use less expensive gasoline. If you live in North America and have Internet access, you are able to search for the cheapest gas price in your neighborhood with Gas Buddy, www.gasbuddy.com.
Savings: $5 - 15 per month
10. Use two-for-one coupons when dining out; search for these in local newspapers, flyers, and in your “junk mail.” If you are a group of four or more people, consider buying dining certificates at Restaurant.com, www.restaurant.com. After choosing your city and state on the Website, you will be presented with a listing of restaurants vying for your dining dollar!
Savings: $5- $50 per month
Kimberly A. Griffiths
This is an excerpt from ONE PAYCHECK AT A TIME, OnePaycheckataTime.com, by Kimberly A. Griffiths, ISBN: 1591133327. ONE PAYCHECK AT A TIME, a 200 page workbook, contains budget management exercises for an entire year of paychecks. The author, Kimberly A. Griffiths, has been through the vicious cycle of debt herself, and provides a no-nonsense system to managing your money paycheck to paycheck. You customize the journal based on your pay schedule and learn the necessary tools for making ends meet.
kimberlygriffiths@onepaycheckatatime.com
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Kravitz is guest designer of Toms collectionnwitimes.com"The thing a lot of people don't know about Lenny isn't just his amazing personal taste in fashion and style, but he also designs wallpaper and furniture, and he sees a bigger picture," Mycoskie says. His greatest contribution to the collection is ...and more » |
Stuff.co.nz |
Style that sneaks up on youStuff.co.nzScrap the high heels, sneakers are worming their way into high fashion and they're being flaunted as proudly as any It bag ever was. Miranda Kerr, Alicia Keys and Kate Bosworth are fans and the footwear even star in Beyonce's music video Love On Top. |
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Summer fashion for men: Retro to HawaiianTimes of IndiaTrivedi is in tune with the latest styles, thanks to his stint on "MTV Splitsvilla", and fashion shoots for magazines like The Man and Andpersand. He also did art direction for the movie "Yeh Saali Zindagi". Experts say sportswear like t-shirts, ...and more » |
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